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DECLARATIONS <br /> MANAGEMENT&PROFESSIONAL LIABILITY POLICY <br /> ITEM 8. ENHANCED COVERAGES (A) (B) (C) <br /> Enhanced Coverage Part of Coverage Per <br /> Annual Aggregate Annual Aggregate Claim <br /> Limit Of Liability: Limit Of Liability Deductible <br /> Management Liability <br /> Investigative Costs No Coverage N/A N/A <br /> Outside Director Liability $5,000,000 Yes $0 <br /> Director And Officer Umbrella No Coverage N/A N/A <br /> Director And Officer ID Theft— No Coverage N/A N/A <br /> $7,500 Limit Per Director or Officer <br /> Employment Practices Liability <br /> Fair Labor Standards Act No Coverage N/A N/A <br /> Terrorism Risk Insurance Act Coverage Waived <br /> Total Annual Premium $10,066.00 <br /> The folioNving forms along with these Declarations complete this Management & Professional Liability <br /> Policy. <br /> Countersignature <br /> (Where Required) <br /> TAH 09/27/2013 <br /> MPL 0001 03 11 CUMIS Insurance Society,Inc. Page iii of iii <br />