Orange County NC Website
CL CG 00 37 03 09 <br /> The COMMERCIAL GENERAL LIABILITY COVERAGE FORM is changed as follows: <br /> SECTION I—COVERAGES <br /> COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY <br /> 1. Expanded Property Damage <br /> 2. Exclusions,a. is deleted and replaced by the following: <br /> a. Expected or Intended Injury <br /> "Bodily Injury"or"Property Damage"expected or intended from the standpoint of the insured. This exclusion <br /> does not apply to"bodily injury"or"property damage" resulting from the use of reasonable force to protect <br /> persons or property. <br /> 2. Limited Rental Lease Agreement-Contractual <br /> 2. The following is added to Exclusion b.Contractual Liability: <br /> b.(3). Based on the named insured's request at the time of claim,we agree to indemnify the named insured for <br /> their liability assumed in a contract or agreement, regarding the rental or lease of a premises on behalf of their <br /> client,up to$50,000. This coverage extension only applies to rental lease agreements. This coverage is excess <br /> over any renter's liability insurance of the client. <br /> 3. Non-owned Watercraft <br /> 2. Exclusions,g.Aircraft,Auto Or Watercraft sub-paragraph(2)is replaced by the following: <br /> (2)A watercraft you do not own that is: <br /> (a) Less than 58 feet long;and <br /> (b) Not being used to carry persons or property for a charge; <br /> 4. Damage to Property You own,Rent or Occupy <br /> 2. Exclusions,j.Damage to Property, Item(1)is deleted and replaced with the following: <br /> (1) Property you own, rent, or occupy including any costs or expenses incurred by you,or any other person, <br /> organization or entity,for repair, replacement,enhancement, restoration or maintenance of such property for <br /> any reason,including prevention of injury to a person or damage to another's property, unless the damage to <br /> property is caused by your client, up to a$30,000 limit. A client as defined in this section is a person under <br /> your direct care and supervision. <br /> 5. Damage To Premises Rented To You <br /> 2. Exclusions,the paragraph immediately following 2.p. is replaced by the following: <br /> Exclusions c.through n.do not apply to damage by fire,lightning,explosion, smoke, or leakage from automatic <br /> fire protective systems to premises while rented to you or temporarily occupied by you with permission of the <br /> owner. A separate limit of insurance applies to this coverage as described in Section III—Limits of <br /> Insurance. <br /> COVERAGE B PERSONAL AND ADVERTISING INJURY <br /> 1. Exclusions 2.a and 2.b.are deleted and replaced with the following: <br /> a. Arising out of oral,written,televised or videotaped publication of material, if done by or at the direction of the <br /> insured with knowledge of its falsity; <br /> b. Arising out of oral,written,televised or videotaped publication of material whose first publication took place <br /> before the beginning of the policy period. <br /> CL CG 00 37 03 09 Includes copyrighted material of Insurance Services Offices, Page 2 of 6 ID <br /> Inc., with its permission <br />