2014-318 HR - UnitedHealthCare for United HealthCare Application for Excess Loss Insurance Policy $1,625,322

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For payments Customer makes after thirty(30)days of receiving notice of the amounts that Customer owes United, United will charge interest at the interest rate that United charge its other self-funded customers. Section 7—Providing Funds For Benefits Section 7.1 Providing Funds for Benefits. The Plan is Self-Funded. Customer is solely responsible for providing funds for payment for all Plan benefits payable to Participants,Network Providers,or non-Network Providers. Section 7.2 Bank Account. United, on Customer's behalf, will open and maintain a Bank Account at the Bank to provide United the means to access Customer's funds for the sole purpose of payment of Plan benefits, Plan expenses (such as state surcharges or assessments) and, when authorized by Customer, service fees. The Bank Account will be a part of the network of accounts that have been established at the Bank for United's self-funded customers.The funds in the Bank Account are Customer's and will not be comingled with any other customer funds. Section 7.3 Balance In Account. Customer will maintain a minimum balance in the Bank Account in an amount equal to not less than 6 days of expected Bank Account activity.United will establish this amount based on expected Plan benefit payments, with appropriate adjustments for anticipated non-daily activity (e.g., prescription drug benefits and service fee payments) as determined by United. United will determine if circumstances warrant increasing this minimum balance, and will notify Customer if and when the required balance or the amount identified above changes. The required minimum balance is based on Customer's financial condition as assessed by United. In the event United determines,based on reasonable information and belief,that Customer's financial condition has deteriorated or Customer continues to fail to comply with the material financial obligations specified in this Agreement, United may revise the required balance effective five(5)days from the date of notice. Section 7.4 Issuing and Providing Funds for Checks and Non-Draft Payments. The checks and/or non-draft payments United writes and issues to pay Plan benefits under this Agreement will be written and/or issued from one or more common accounts that are a part of the network of accounts maintained at the Bank for United's self-funded customers.When the checks for Plan benefits are presented to the Bank,the Bank will notify United and United will direct the Bank to either reject the checks or to withdraw funds from the Bank Account to fund the checks that are cashed. Section 7.5 Transfers of Funds. Funds will also be withdrawn from the Bank Account when a transfer of funds United made to pay Plan benefits is completed, such as when an electronic funds transfer has been made to a health care provider to pay benefits under the Plan. United will direct the Bank to withdraw funds from the Bank Account to fund the non-draft payments as they are issued. Section 7.6 Calls for Funds. The withdrawals for Plan benefits and service fees are paid for by the balance Customer maintains in the Bank Account. This balance will be drawn down each banking day to satisfy the previous day's liability. Customer will authorize United to initiate Automated Clearing House(ACH) transfers from Customer's designated benefit funding bank account to the Bank Account for the amount needed to pay claims processed and fees that are due. Every 5 business day(s), United will notify Customer of the amount due and United will within one business day, ACH, initiate transfers from Customer's designated funding bank account to the Bank Account in an amount necessary to pay Plan benefits. The number of days between transfers and the method of transfer are based on Customer's financial condition as of the Effective Date as assessed by United, as well as Customer's compliance with material financial obligations.United reserves the right to increase the frequency of such fund transfers and/or change the method of transfer if United determines, based on reasonable information and belief, that Customer's financial condition has deteriorated, or Customer continues to fail to comply with the material financial obligations specified in this Agreement. Section 7.7 Underfunding. If Customer does not provide the amounts sufficient to maintain the required minimum balance in the Bank Account, or to cover Bank Account withdrawals: (1) Customer must immediately correct the deficiency and provide prompt notice to United. (2) If United learns of the funding deficiency, United will notify Customer within one business day so Customer can correct the deficiency. (3)United may stop issuing checks and non-draft payments and suspend any of its other services under this Agreement for the period of time Customer does not provide the required funding. (4)If Customer does not correct the funding deficiency within three business days of United's notice to Customer,United may terminate this Agreement as otherwise set forth in this Agreement,such 9