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Incidents of which notice or notices are first received by all Insureds during the Policy Period.
<br /> C. WAGE LOSS AND EXPENSE:
<br /> For lost wages, costs and expenses, caused by the Insured's attendance at the Company's request at any
<br /> trial(s), hearing(s) or arbitration proceeding(s) involving a civil Suit(s) against such Insured for covered
<br /> Damages. Regardless of the number of Insureds,trials, hearings or arbitration proceedings,the amount so
<br /> payable for any one series of trials,hearings or arbitration proceedings arising out of the same Incident and/or
<br /> Occurrence shall not exceed $10,000.
<br /> D. DEPOSITION EXPENSE:
<br /> Up to $5,000, for all reasonable fees, costs and expenses necessary to represent the Insured at all
<br /> depositions,which the Insured is required to attend,arising out of the profession indicated in the Declarations,
<br /> of which notice or notices of required attendance are first received by the Insured during the Policy Period,but
<br /> this payment does not apply to any deposition where the Insured is acting as a paid expert.
<br /> E. FIRST AID REIMBURSEMENT:
<br /> Up to$2,500,for all medical related expenses for which the Insured has voluntarily made payment or incurred,
<br /> for first aid rendered to others as a result of any Bodily Injury done to another, covered by this policy,which
<br /> happens during the Policy Period.
<br /> This provision does not apply to Bodily Injury to any person as defined as an Insured in this policy.
<br /> The first aid must be provided within a 48-hour period after the injury happens.
<br /> VI. EXCLUSIONS:
<br /> This insurance does not apply:
<br /> 1. with respect to Advertising Injury:
<br /> a. to any Insured in the business of advertising, broadcasting, publishing or telecasting;or
<br /> b. to any injury arising out of any act committed by any Insured with actual malice;
<br /> 2. to Advertising Injury arising out of:
<br /> a. failure of performance of contract, but this exclusion does not apply to the unauthorized
<br /> appropriation of ideas based upon alleged breach of implied contract;or
<br /> b. infringement of trademark,service mark or trade name, other than titles or slogans, by use thereof
<br /> on or in connection with goods, products or services sold,offered for sale or advertised;or
<br /> C. incorrect description or mistake in advertised price of goods, products or services sold,offered for
<br /> sale or advertised;
<br /> 3. to any obligation for which the Insured,or any carrier as his/her insurer,may be held liable under anyworkers'
<br /> compensation, unemployment compensation or disability benefits law,or under any sirrilar law;
<br /> 4. to Bodily Injury or Personal Injury to any employee of the Insured arising out of and in the course of his/her
<br /> employment by the Insured or to any obligation of the Insured to indemnify another because of Damages
<br /> arising out of such injury;
<br /> 5. to Bodily Injury or Property Damage arising out of the ownership, maintenance,operation, use,loading or
<br /> unloading of:
<br /> a. any watercraft owned or operated by or rented or loaned to any Insured,or
<br /> b. any other watercraft operated by any person in the course of his/her employment by any Insured.
<br /> This exclusion does not apply to any watercraft under 26 feet in length provided such watercraft is neither
<br /> owned by the Named Insured nor being used to carry persons or property for a charge. Irrespective of this
<br /> coverage,where the Insured is covered or protected by other insurance against any loss or claim which would
<br /> otherwise have been paid by the Company under this policy there shall be no contribution or participation bythis
<br /> Company on the basis of excess,contributing,deficiency,concurrent,or double insurance or otherwise;
<br /> 6. to any claim, action,judgement, liability, settlement, loss,defense, cost or expense in anyway arising out of
<br /> actual,alleged or threatened pollution,contamination or any environmental impairment resulting from seepage,
<br /> discharge, dispersal, release or escape of any solid,liquid, gaseous or radioactive matter including, but not
<br /> limited to,smoke,vapors,soots,fumes, acids, alkalis,chemicals or toxic matter;or waste material
<br /> PLJ-2037(05198)(Ed.09/11) ©2011,Fireman's Fund Insurance Company,Novato,CA. All rights reserved. Page 4 of 13
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