2014-386 Health - Robert E. Dupuis for Direct Pharmacy Services at the two pharmacy sites of the Health Department $12,397

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E. CANCELLATION, NONRENEWAL, RENEWAL RATE INCREASE,OR CHANGE IN TERMS: 1. CANCELLATION. This insurance may be canceled on the customary short rate basis by the Named Insured at any time by written notice or by surrender of this insurance to the Company or its authorized representative and the Company shall refund the paid premium less the earned portion thereof within thirty(30)days of the latter of the effective date of cancellation or the date of delivery of the Insured's notice of intent to cancel,subject always to the retention by the Company of any minimum premium stipulated herein(or proportion thereof previously agreed upon). The earned portion of the premium shall be computed on the customary short-rate basis unless any state law or regulation of the state shown in the mailing address of the Named Insured in the Declarations requires that return premium be computed on a pro-rata basis, even in the event of cancellation by the Named Insured. This insurance may also be canceled,with or without the return or tender of the unearned premium,by the Company or by its authorized representative on its behalf,by sending to the Named Insured,by first class registered or certified mail, at the Named Insured's address last known to the Company or its authorized agent, not less than ninety (90) days written notice stating the specific reason for such cancellation and when the cancellation shall be effective. In such case,the Company shall refund the paid premium less the earned potion thereof within ten (10) business days after the effective date of cancellation, subject always to the retention by the Company of any minimum premium stipulated herein(or proportion thereof previously agreed upon)in the event of cancellation either bythe Company or the Named Insured. In case of nonpayment of premium only thirty (30) days written notice of cancellation must be given by the Company. Minimum premium shall not apply to the return of unearned premium if cancellation is by the Company. Cancellation by the Company shall only be effective if based on one or more of the following reasons: a. nonpayment of premium; b. the policy was obtained through material misrepresentation that was relied on by the Company, and such policy would not have been issued by the Company under the same terms and conditions if correct information had been disclosed; C. material failure to comply with policy terms,conditions or contractual duties; d. the risk originally accepted has measurably increased; e. loss by the Company of reinsurance which provided coverage for all or a substantial part of the risk Insured. 2. NONRENEWAL: The Company will renew this policy unless written notice of the Company's intent not to renew, stating the specific reasons for nonrenewal, is mailed to the Named Insured not less than ninety(90) days before the policy expires. "Nonrenewal"shall include the failure of the Company to offer a renewal policy which provides types and limits of coverage substantially equivalent to those contained in the expiring policy. 3. RENEWAL RATE INCREASE OR CHANGE IN POLICY TERMS: If the Company increases the rate, changes the deductible,reduces the limit,or reduces coverage at renewal,the Companywill mail to the Named Insured at least sixty(60)days prior to the effective date of that increase or change: a. written notice of any change in coverage, b. the amount of the rate increase. A rate increase is defined as any increase in premium except increase due to change in exposure and/or rating plans based solely on the Insured's developed experience. Any notice of cancellation,nonrenewal or renewal premium increase or change in policyterms will be mailed by first class registered or certified mail to the Named Insured at the last mailing address known to the Company. Proof of mailing will be sufficient proof of notice. F. CHANGES: The terms of this policy shall not be waived or changed,except by endorsement issued to form a part of this policy. G. DECLARATIONS: By acceptance of this policy, the Named Insured agrees that the statements in the Declarations are the Named Insured's agreements and representations,that this policy is issued in reliance upon the truth of such representations and that this policy embodies all agreements existing between the Named Insured and the Company or any of its agents relating to this insurance. H. OTHER INSURANCE: If there is other valid insurance(whether primary,excess,contingent or self-insurance) which may apply against a loss or claim covered by this policy, the insurance provided hereunder shall be deemed excess insurance over and above the applicable limit of all other insurance or self-insurance. When this insurance is excess,the Company shall have no duty under this policy to defend any claim or Sutt that any other insurer or self-insurer has a duty to defend. If such other insurer or self-insurer refuses to PLJ-2037(05/98)(Ed.09/11) ©2011,Fireman's Fund Insurance Company,Novato,CA. All rights reserved. Page 11 of 13