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(including materials to be recycled, reconditioned or reclaimed); or oil or other petroleum substances or
<br /> derivatives(including oil refuse or oil mixed with waste),or thermal or vibratory effect including,but not limited
<br /> to, sound or noise, heat or cold, into or upon land, the atmosphere or any water course or body of water,
<br /> underground water or water table supplies,whether such results directly,indirectly or in concurrence or in any
<br /> sequence from the Insured's activities or the activities of others and whether or not such is sudden,gradual,
<br /> accidental, intended,foreseeable,expected,fortuitous or inevitable and wherever or however such occurs.
<br /> But this exclusion shall not apply to Bodily Injury or Property Damage caused by heat,smoke or fumes from a
<br /> Hostile Fire unless such fire involves:
<br /> a. materials which are or were at any time used for the handling, storage, disposal, processing or
<br /> treatment of waste;or
<br /> b. any premises,site or location:
<br /> I. which is or was at any time used for handling,storage,disposal, processing or treatment of
<br /> waste; or
<br /> i.i. on which any Insured or contractors or subcontractors working directly or indirectly on any
<br /> Insured's behalf are performing operations to test for,monitor,cleanup, remove, contain,
<br /> treat,detoxify or neutralize,or in any way respond to,or assess the effects of, pollutants;
<br /> 7. to Bodily Injury or Property Damage due to war,whether or not declared,civil war,insurrection,rebellion or
<br /> revolution or to any act or condition incident to any of the foregoing;
<br /> 8. to Bodily Injury or Property Damage for which the Insured or the Insured's indemnitee may be liable:
<br /> a. as a person or organization engaged in the business of manufacturing,distributing,selling or serving
<br /> alcoholic beverages; or
<br /> b. if not so engaged,as an owner or lessor of premises used for such purposes,if such liability is imposed
<br /> by, or because of, the violation of any statute, ordinance or regulation pertaining to the sale, gift,
<br /> distribution or use of any alcoholic beverage, including the selling,serving or giving of any alcoholic
<br /> beverage to a minor;
<br /> 9. to Property Damage included within:
<br /> a. the Explosion Hazard,
<br /> b. the Collapse Hazard,
<br /> C. the Underground Property Damage Hazard;
<br /> 10. to any dishonest,fraudulent,criminal or malicious act or omission of any Insured;
<br /> 11. to any claim made by an employer against an Insured if the insured is a salaried employee of such employer;
<br /> 12, to acts or omissions by any Insured expected or intended to cause Bodily Injury or Property Damage
<br /> regardless or whether or not such act or omission was intended to cause the specific Bodily Injury or Properly
<br /> Damage sustained. This exclusion shall not apply to any intentional act by or at the direction of the Insured
<br /> which results in Bodily Injury, if such Bodily Injury arises solely from the use of reasonable force for the
<br /> purpose of protecting persons or property;
<br /> 13. to liability assumed by any Insured under any contract or agreement except to the extent:
<br /> a. such Insured would be liable in the absence of such contract or agreement,including liability assumed
<br /> by any Insured under a contract or agreement with a Health Maintenance Organization, Preferred
<br /> Provider Organization, Independent Practice Association,or any other similar organization;
<br /> b. the contract or agreement is an Incidental Contract and COVERAGE B, GENERAL LIABILITY
<br /> COVERAGE has been purchased;
<br /> 14. to Bodily Injury or Property Damage arising out of the ownership, maintenance,operation,use, loading or
<br /> unloading of:
<br /> a. any Automobile or aircraft owned or operated by or rented or loaned to any Insured,or
<br /> b. any other Automobile or aircraft operated by any person in the course of his or her employment by any
<br /> Insured;
<br /> PLJ-2037(05/98)(Ed.09/11) 0 2011,Fireman's Fund Insurance Company,Novato,CA. All rights reserved. Page 5 of 13
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