2014-271 AMS - Riggs-Harrod Builders for Sportsplex lobby renovation $429,550

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B. Who Is An Insured 8. "Bodily injury" or "property damage" arising If the Named Insured is designated in the Declarations directly or indirectly out Of as: a. War, including undeclared or civil war; 1. An individual,then the following are "insureds": b. Warlike action by a military force, includ- a. The Named Insured and any "family mem- ing action in hindering or defending bers". against an actual or expected attack, by b. Anyone else "occupying" a covered "auto" or a any government, sovereign or other temporary substitute for a covered "auto". The authority using military personnel or other agents; or covered "auto" must be out of service because of its breakdown, repair, servicing, "loss" or c. Insurrection, rebellion, revolution, usurped destruction. power, or action taken by governmental authority in hindering or defending against c. Anyone for damages he or she is entitled to any of these. recover because of"bodily injury"sustained by another"insured". D. Limit Of Insurance 2. A partnership, limited liability company, corporation 1. Regardless of the number of covered "autos", or any other form of organization, then the follow- "insureds", premiums paid, claims made or ing are"insureds": vehicles involved in the "accident", the most we will pay for all damages resulting from any a. Anyone "occupying" a covered "auto" or a tem- one "accident" is the limit of Uninsured Motor- porary substitute for a covered "auto". The cov- ists Coverage shown in the Declarations. ered "auto" must be out of service because of its breakdown, repair, servicing, "loss" or 2. No one will be entitled to receive duplicate destruction. payments for the same elements of "loss" under this coverage form and any Liability b. Anyone for damages he or she is entitled to Coverage Form or Medical Payments Cover- recover because of"bodily injury" sustained by age Endorsement attached to this Coverage another"insured". Part. c. The Named Insured for "property damage" We will not make a duplicate payment under only. this coverage for any element of "loss" for C. Exclusions which payment has been made by or for any- This coverage does not apply to: one who is legally responsible. 1. Any claim settled by the "insured" or any legal rep- We will not pay for any element of"loss" if a resentative of the "insured" without our consent. person is entitled to receive payment for the However, this exclusion does not apply to a settle- same element of "loss" under any workers' ment made with the insurer of a vehicle described compensation, disability benefits or similar law in Paragraph b. of the definition of "uninsured exclusive of non-occupational disability bene- motor vehicle" in accordance with the procedure fits. described in Paragraph A.2.b. E. Changes In Conditions 2. The direct or indirect benefit of any insurer or self- The Conditions are changed for Uninsured Motor- insurer under any workers'compensation,disability ists Coverage as follows: benefits or similar law. 1. Other Insurance in the Business Auto and 3. The direct or indirect benefit of any insurer of prop- Garage Coverage Forms and Other erty. Insurance -Primary And Excess Insurance 4. An "auto" or property contained in the "auto" other Provisions in the Truckers and Motor Carrier than a covered "auto" Coverage Forms are replaced by the follow- s. The first $100 of the amount of"property damage" ing: to the property of each "insured" as the result of If there is other applicable insurance available any one"accident". under one or more policies or provisions of coverage: 6. Anyone using a vehicle without a reasonable belief a. The maximum recovery under all cov- that the person is entitled to do so. erage forms or policies combined may 7. Punitive or exemplary damages. equal but not exceed the highest applica- ble limit for any one vehicle under any coverage form or policy providing cover- age on either a primary or excess basis. Copyright, Insurance Services Office, Inc., 2009 CA 21 16 04 10 Page 2 of 4 INSURED'S COPY