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30 <br /> sanitary sewers, storm drainage, gas lines, telephone and electric power lines, and other public <br /> utilities as will be established by the Declarant or by its predecessors in title, prior to the <br /> subjecting of the Property to this Declaration. <br /> Section 8.2. Specific Utility Easements. There is hereby reserved an easement ten (10) <br /> feet in width along the rear property line of each Lot for the purpose of installation, repair, <br /> maintenance,erection,construction, and inspection of utility lines, drainage cuts and storm sewer <br /> lines. The ten (10) foot utility easement along the rear property lines of those Lots which border <br /> the Stream Buffer will be located parallel to but a distance of eighty (80) feet from the rear <br /> property lines of the lots. <br /> Section 8.3. Recorded Easements. There are hereby reserved easements as shown on <br /> the recorded map or maps of the subdivision. In the event of a conflict in the width of any <br /> easement or setback requirement reserved herein or on the recorded map, the wider easement or <br /> setback will prevail. No improvements will be located within any easement or setback areas <br /> shown on such map or maps, except as permitted by the Board. <br /> ARTICLE IX <br /> INSURANCE <br /> Section 9.1. Insurance May be Maintained by the Association. The following <br /> insurance coverage may be maintained in full force and effect by the Association: <br /> (a) Public liability and property damage insurance in such amounts and in <br /> such forms as the Association might determine. <br /> (b) All liability insurance will contain endorsements designating primary and <br /> secondary coverage. <br /> (c) Such other insurance coverage as it may determine to be desirable and <br /> Page 20 of 50 <br />