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DESCRIPTION PAGE FOUND <br /> Non-Owned Watercraft (under 60 feet) Page 3 <br /> Personal And Advertising Injury <br /> Contractual Exclusion Amended (Excludes Advertisement) Page 4 <br /> Discrimination and Humiliation Amendment (Not applicable in New York; Excludes Page 7 <br /> Advertisement) <br /> Products Amendment- Not-for-profit and Golf Page 4 <br /> Supplementary Payments Amended - Bail Bonds ($5,000) and Loss of Earnings ($1,000) Page 4 <br /> Temporary Workers <br /> Employee Definition Amended (including status as an insured) Page 8 <br /> Employer's Liability Exclusion Amended (Not applicable in New York) Page 3 <br /> Injuries or Damages by Certain Employees (co-employee damages) Page 5 <br /> Unintentional Failure to Disclose Hazards Page 7 <br /> Waiver of Transfer of Rights of Recovery(subrogation) Page 7 <br /> When Two or More Coverage Parts of this Policy Apply to a Loss Page 3 <br /> Copyright, 2011 Selective Insurance Company of America. All rights reserved. CG 72 02 12 11 <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 2 of 8 <br /> INSURED'S COPY <br />