Agenda - 09-17-2013 - 7a - Laserfiche WebLink

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22 Summary of Health Insurance Participation and Plan Changes 2008 -2013 Attachment 3 As of August 2013 Plan Year Plan Design Changes % Increase in Total Premium Membership # Covered 2013 Enhanced Point of Service plan by reducing prescription co -pays and included lab work and minor surgery in office visit co -pay 8.51% budgeted Active POS 617 Active HDP 195 Retiree POS 139 Retiree HDP 4 Post -65 170 Total 1,125 2012 New carrier: UnitedHealthcare, and two new plans, High Deductible Plan /Health Savings Account and Point of Service. Increased costs including higher deductibles and co- insurance /co- payments. $2500 allowance for hearing aids, increased therapy visits. 8.64% Active POS 612 Active HDP 188 Retiree POS 125 Retiree HDP 7 Post -65 147 Total 1,079 2011 $1000 allowance for hearing aids Mental health visits covered at 100% Opened dependent status to all children up to age 26 6.50% Active HMO 693 Active PPO 112 Retiree HMO 127 Retiree PPO 15 Post -65 129 Total 1,076 2010 Provided $0 generics Increased Physical Therapy visits by 50% Added 100% covered visits to Convenience Care Clinics Removed student status criteria for children over 19 2.50% Active HMO 730 Active PPO 102 Retiree HMO 121 Retiree PPO 13 Post -65 109 Total 1,075 2009 Added Health Advisor program Right- priced" premiums based on claims & co- insurance so HMO became more costly plan 7.90% Active HMO 743 Active PPO 80 Retiree HMO 94 Retiree PPO 11 Post -65 92 Total 1,020 2008 Increased Office Visit co -pays from $10/$20 to $15/$30 Added Employee /Child tier 9.70% Active HMO 752 Active PPO 46 Retiree HMO 75 Retiree PPO 13 Post -65 unavailable Total 886