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16 <br />DENTAL INSURANCE <br />The County provides a self- insured dental plan through Delta Dental of North Carolina. The <br />County pays all costs for employee coverage (claims and an administrative fee to Delta Dental). <br />Dental claims are paid according Delta Dental's standard reimbursement rates. Previously, the <br />County paid claims according to a unique Orange County Table of Allowances that was often <br />confusing to employees and their providers. Beginning in 2009 until 2012, the County gradually <br />increased its reimbursement levels for services with the goal of matching the Delta Dental <br />maximum payable rates. This transition has reduced employees' out of pocket dental <br />expenses, minimized confusion and provided greater satisfaction with the dental coverage. <br />Employee Dental Insurance is budgeted as part of departmental personnel costs. The $24.30 <br />charge includes a monthly administrative fee of $2.80 /month per employee and a projected <br />premium to cover claims. Employees pay the full cost of any dependent coverage. <br />At the end of FY 2012 -13, the dental plan's fund balance was approximately $128,000. <br />A -12 <br />