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9 <br /> 12. Insurance and Liability. <br /> 12.1 Lessee Insurance. Lessee shall obtain adequate insurance coverage in accordance <br /> with all applicable laws, if so required, for (i) general liability, (ii) workers' compensation, <br /> (iii)automobile liability and (iv) fire and extended coverage with regard to the Lessee's <br /> operations on or about Premises and the Leasehold Improvements located thereon. Lessee shall <br /> require any of its contractors or agents entering the Premises to obtain and keep in place with <br /> well rated insurers, authorized to do business in the State of North Carolina, adequate insurance <br /> coverage, as applicable, for(i) statutory workers' compensation including, employers' liability; <br /> (ii)comprehensive general liability including, personal injury, broad form property damage, <br /> independent contractor, XCU (explosion, collapse, underground) and products/completed <br /> operations; (iii) automobile liability; and (iv) fire and extended coverage insurance. <br /> Notwithstanding the rights of any insurer, nothing herein shall affect the authority of the <br /> Attorney General of North Carolina, including but not limited to, the Attorney General's <br /> authority to represent Lessor in any and all litigation. <br /> 12.2 Insurance Requirements. All policies shall be issued by insurance companies <br /> acceptable to Lessor. All such policies maintained by Lessee shall be purchased only from <br /> insurers who are authorized to do business in the State of North Carolina,who comply with the <br /> requirements thereof, and who carry an A.M. Best Company rating of "A" or "A+." All <br /> insurance policies shall contain an endorsement, if obtainable, specifically naming Lessor as an <br /> additional insured, and shall be primary to any other insurance that may be available to Lessor. <br /> All insurance policies shall contain an endorsement stating that the insurer will not cancel or <br /> reduce coverage without first giving Lessor thirty (30) days prior written notice. Lessee will <br /> provide Lessor with current certificates of such insurance, including a copy of all additional <br /> insured endorsements,within thirty(30)days after execution of this Lease,and will provide true <br /> and complete copies of such insurance policies upon Lessor's request. <br /> 12.3 Lessee's Liability. As between Lessee and Lessor,Lessee, subject to the terms of <br /> this Lease,shall be primarily liable for the negligent or intentional acts or omissions of its agents, <br /> contractors or employees. As to third parties, Lessee,to the extent permitted by law and solely <br /> to the extent indemnified by an-insurance policy such that any amounts paid by Lessee to Lessor <br /> comes from insurance proceeds and not from Lessee's funds, agrees to save Lessor harmless <br /> from and against any and all loss, damage, claim, demand, liability, or expense, including <br /> reasonable attorney fees, by reason of damage to person or property on or about the Premises, <br /> which may arise or be claimed to have arisen as a result of the possession, occupation, use or <br /> operation of the Premises by Lessee, its agents or employees,except where such loss or damage <br /> arises from the willful or negligent misconduct of Lessor,its agents or employees.^�* <br /> .hil; co,..;,,,, thAt r o 0 » ; aori ;f, a , ]a r o , 10 ., o o .o . ,,., ;,oa <br /> rTA4-1 r,,., i '° �`.otwithstandin the above, no provision of this Lease shall be construed as Comment[gmt12]:Rejected,but see <br /> constituting waiver of either Party's governmental immunity under any applicable law. modifications. <br /> 13. Casual .In the event the Premises and the Leasehold Improvements,or a substantial part <br /> thereof, shall be damaged by fire or other casualty, Lessee may, at its option, terminate this <br /> Lease or cause the Premises and the Leasehold Improvements to be repaired or renovated. If <br /> Page 4 of 17 <br />