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E. Umbrella Liability Insurance with limits of at least one million dollars
<br />($1,000,000) per occurrence and one million dollars ($1,000,000)
<br />aggregate. The umbrella policy shall provide excess coverage over the
<br />Auto Liability Policy, General Liability Policy, and the Employer's Liability
<br />Section of the Workers' Compensation Policy. Volunteers and employees
<br />shall be included as insureds.
<br />F. The Department shall maintain Property Insurance protecting against the
<br />risk of direct physical loss or damage. The policy covering the building
<br />shall be written on a Guaranteed Replacement Cost Basis, with coverage
<br />included for Building Ordinance, Flood, and Earthquake. Coverage shall
<br />include Commandeered Property in the amount of two - hundred fifty
<br />thousand dollars ($250,000). Contents coverage shall be provided on a
<br />replacement cost basis. Coinsurance penalties shall not apply.
<br />G. Portable Equipment Coverage shall be provided protecting against the risk
<br />of direct physical loss or damage, including electrical surges. Coverage
<br />shall be provided on a Guaranteed Replacement Cost Basis.
<br />H. The Automobile Liability Policy, General Liability Policy, Umbrella Liability
<br />Policy and Management Liability Policy shall name the County as an
<br />additional insured. The Department shall furnish the County with
<br />Certificates of Insurance showing the type of policy, limits of liability, name
<br />of insurance companies, policy numbers, effective dates and expiration
<br />dates of policies.
<br />Workers' Compensation Insurance covering all volunteers and salaries
<br />firefighters meeting statutory limits in compliance with applicable State and
<br />Federal Laws.
<br />Each policy shall also contain a ten (10) day notice to the County in the
<br />event of cancellation or modification of any stipulated insurance coverage.
<br />14. In connection with the performance of this Agreement, the Fire Department agrees
<br />not to discriminate against any employee, member, or applicant for employment or
<br />membership because of race, color, national origin, religion, creed, ethnicity, sex,
<br />sexual orientation, age, disability, political affiliation, and Vietnam -Era or disabled
<br />veteran status. Employees, members and applicants must however, be competent
<br />and capable to perform the requirements of the job. The Fire Department agrees to
<br />take all reasonable measures to insure that applicants are employed, and that
<br />employees are treated appropriately, during their employment, without regard to their
<br />race, color, national origin, religion, creed, ethnicity, sex, sexual orientation, age,
<br />disability, political affiliation, and Vietnam -Era or disabled veteran status.
<br />15. This Agreement is effective as of July 1, 2013 and shall continue for a term of five (5)
<br />years unless terminated as hereinafter provided. This Agreement may be renewed
<br />for two additional five -year terms upon mutual agreement of the Parties. Either Party
<br />may terminate this Agreement effective at the end of any fiscal year by giving the
<br />other Party notice at least one (1) year in advance of the end of the fiscal year that
<br />the Agreement is to terminate.
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