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approval of its Board of Directors. The County will provide the Fire Department with <br />standard forms for budget submission and the Fire Department shall use such <br />standard forms. <br />13. The Fire Department agrees to hold harmless and indemnify the County from and <br />against any and all liability and expenses including attorney fees, court costs and <br />other costs incurred by the County caused by any act or omission of the Fire <br />Department, its agents and employees. The Department shall purchase and <br />maintain, during the term of this Agreement, and any extension hereof, at least the <br />following insurance coverage: <br />A. Comprehensive Automobile Liability Insurance with combined single limits <br />of at least one million dollars ($1,000,000) per occurrence. Coverage shall <br />be provided under a symbol "'I". Coverage shall apply, on an excess basis <br />for hired, borrowed and non -owned vehicles. Coverage shall apply, on a <br />primary basis, for commandeered vehicles. Volunteers or employees shall <br />be considered insureds and volunteers and employees shall have <br />coverage in excess of their personal auto liability limits when they are <br />using their vehicles on behalf of the Fire Department. Fellow member <br />liability shall be provided. Auto pollution liability shall be included in the <br />coverage. <br />B. Auto physical damage shall be provided on an agreed value basis. <br />Coverage shall be included for hire, borrowed or commandeered vehicles <br />without a limit of liability. Coverage shall be provided to bring replacement <br />vehicle up to the most current national standards, such as NFPA or DOT. <br />C. Comprehensive General Liability Insurance with limits of at least one <br />million dollars ($1,000,000) per occurrence and two million dollars <br />($2,000,000) aggregate. The aggregate shall apply per named insured <br />and per insured location. The policy shall include the following coverage: <br />Volunteers or employees as insureds, Medical Malpractice, Good <br />Samaritan Liability Coverage, Intentional Acts Coverage for both bodily <br />injury and or property damage, Fellow Member Liability, Non -owned <br />Watercraft, Fire Damage Legal Liability with limits of one million dollars <br />($1,000,000), Pollution Liability arising out of emergency operations, <br />training activities or equipment wash downs. <br />D. Directors and Officers Liability Insurance with limits of at least one million <br />dollars ($1,000,000) per occurrence with two million dollars ($2,000,000) <br />aggregate. This policy shall include coverage for prior acts. The insureds <br />shall include current volunteers and employees, former volunteers and <br />employees, and any persons or organizations providing service to the <br />Department under a mutual aid or similar agreement. Coverage shall <br />include civil rights type suits such as discrimination and sexual <br />harassment; liability arising out of the administration of benefit plans for <br />employees or volunteers and employment related practice suites. <br />Coverage shall include claims made for future compensation and benefits <br />lost from wrongful termination of an employee. <br />E <br />