Orange County NC Website
21 <br />shall include current volunteers and employees, former volunteers and <br />employees, and any persons or organizations providing service to the <br />Department under a mutual aid or similar agreement. Coverage shall include <br />civil rights type suits such as discrimination and sexual harassment; liability <br />arising out of the administration of benefit plans for employees or volunteers <br />and employment related practice suites. Coverage shall include claims made <br />for future compensation and benefits lost from wrongful termination of an <br />employee. <br />E. Umbrella Liability Insurance with limits of at least one million dollars <br />($1,000,000) per occurrence and one million dollars ($1,000,000) aggregate. <br />The umbrella policy shall provide excess coverage over the Auto Liability <br />Policy, General Liability Policy, and the Employer's Liability Section of the <br />Workers' Compensation Policy. Volunteers and employees shall be included <br />as insureds. <br />F. The Department shall maintain Property Insurance protecting against the risk <br />of direct physical loss or damage. The policy covering the building shall be <br />written on a Guaranteed Replacement Cost Basis, with coverage included for <br />Building Ordinance, Flood, and Earthquake. Coverage shall include <br />Commandeered Property in the amount of two - hundred fifty thousand dollars <br />($250,000). Contents coverage shall be provided on a replacement cost <br />basis. Coinsurance penalties shall not apply. <br />G. Portable Equipment Coverage shall be provided protecting against the risk of <br />direct physical loss or damage, including electrical surges. Coverage shall be <br />provided on a Guaranteed Replacement Cost Basis. <br />H. The Automobile Liability Policy, General Liability Policy, Umbrella Liability <br />Policy and Management Liability Policy shall name the County as an <br />additional insured. The Department shall furnish the County with Certificates <br />of Insurance showing the type of policy, limits of liability, name of insurance <br />companies, policy numbers, effective dates and expiration dates of policies. <br />Workers' Compensation Insurance covering all volunteers and salaries <br />firefighters meeting statutory limits in compliance with applicable State and <br />Federal Laws. <br />J. Each policy shall also contain a ten (10) day notice to the County in the event <br />of cancellation or modification of any stipulated insurance coverage. <br />14. In connection with the performance of this Agreement, the Fire Department agrees <br />not to discriminate against any employee, member, or applicant for employment or <br />membership because of race, color, national origin, religion, creed, ethnicity, sex, <br />sexual orientation, age, disability, political affiliation, and Vietnam -Era or disabled <br />veteran status. Employees, members and applicants must however, be competent <br />and capable to perform the requirements of the job. The Fire Department agrees to <br />take all reasonable measures to insure that applicants are employed, and that <br />employees are treated appropriately, during their employment, without regard to their <br />race, color, national origin, religion, creed, ethnicity, sex, sexual orientation, age, <br />disability, political affiliation, and Vietnam -Era or disabled veteran status. <br />