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shall be effective immediately to change the interest rate payable on this Note. The Bank <br /> makes no representation that the Prime Rate is the best or lowest rate of interest that the <br /> Bank charges on loans; the Bank makes other loans at rates above and below its Prime Rate. <br /> PAYMENT SCHEDULE. The unpaid principal balance of this Note at any date <br /> shall be equal to (a) the sum of all Advances made by the Bank through that date, minus <br /> (b) all payments on account of principal actually made by the undersigned through that <br /> date, and minus (c) all reductions pursuant to Section 4.3 of the Loan Agreement in the <br /> principal balance reflecting the Bank's Percentage Share of Uncovered Loan Losses. <br /> Payments on this Note shall be made and shall be applied as provided for in the <br /> Loan Agreement. If not sooner paid, all unpaid principal and all accrued and unpaid <br /> interest on this Note shall be due and payable on July 25, 2009. <br /> LIMITED RECOURSE. Notwithstanding any provisions hereof or of the Loan <br /> Agreement to the contrary, the holder's sole recourse for the recovery of monies due and <br /> owing on the Notes shall be against the holder's Percentage Share .of the Net Cash <br /> Proceeds and any collateral granted by the Company to the Banks pursuant to the <br /> Security Agreements; provided, however, that nothing contained in this paragraph will <br /> limit (a) the liability of the undersigned to account for the holder's Percentage Share of <br /> any Net Cash Proceeds not applied on a current basis by the Company in accordance with <br /> the provisions of this Note and the Loan Agreement, or (b) any liability for fraud on the <br /> part of any Company official, employee or agent. <br /> DEFAULT. Upon the occurrence of any Event of Default described in the Loan <br /> Agreement, the Bank shall have all rights granted by the Loan Agreement. <br /> EXPENSES OF COLLECTION. Notwithstanding the "Limited Recourse" <br /> provisions of this Note, in the event of default under this Note, the holder shall be entitled <br /> to collect (in addition to all principal, interest and other amounts due hereon) the holder's <br /> reasonable costs and expenses incurred in the collection of this Note, including, but not <br /> limited to, reasonable attorneys' fees. <br /> COVENANTS. All parties to this Note, including the maker and any sureties, <br /> endorsers or guarantors, hereby waive (to the extent permitted by law) protest, <br /> presentment, notice of dishonor and notice of acceleration of maturity and agree to <br /> continue to remain bound for the payment of principal, interest and all other sums due <br /> under this Note, notwithstanding any change or changes by way of release, surrender, <br /> exchange, modification or substitution of any security for this Note or by way of any <br /> extensions or extensions of time for the payment of this Note or by way of any extension <br /> or extensions of time for the payment of principal and interest; and all such parties waive <br /> (to the extent permitted by law) all and every kind of notice of such change or changes <br /> and agree that the same may be made without notice or consent of any of them. <br /> 15 <br />