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43 <br /> conditions. The presence of such materials, substances or conditions could affect the value <br /> of the property. However, the values estimated in this report are predicated on the <br /> assumption that there are no such materials or conditions in, on or in close enough proximity <br /> to the property to cause a loss in value. The client is urged to retain an expert in this field, if <br /> desired. <br /> • Unless otherwise stated in this report the subject property is appraised without a specific <br /> compliance survey having been conducted to determine if the property is or is not in <br /> conformance with the requirements of the Americans with Disabilities Act (effective 1/26/92). <br /> The presence of architectural and/or communications barriers that are structural in nature <br /> that would restrict access by disabled individuals may adversely affect the property's value, <br /> marketability, or utility. <br /> • Any allocation of the total value estimated in this report between the land and the <br /> improvements applies only under the stated program of utilization. The separate values <br /> allocated to the land and buildings must not be used in conjunction with any other appraisal <br /> and are invalid if so used. <br /> • Possession of this report, or a copy thereof, does not carry with it the right of publication. <br /> • I have no obligation, by reason of this appraisal, to give further consultation or testimony or <br /> to be in attendance in court with reference to the property in question unless further <br /> arrangements have been made regarding compensation to Kirkland Appraisals, LLC. <br /> • Neither all nor any part of the contents of this report (especially any conclusions as to value, <br /> the identity of the appraiser, or the firm with which the appraiser is connected) shall be <br /> disseminated to the public through advertising, public relations, news, sales, or other media <br /> without the prior written consent and approval of Kirkland Appraisals, LLC, and then only <br /> with proper qualifications. <br /> • Any value estimates provided in this report apply to the entire property, and any proration or <br /> division of the total into fractional interests will invalidate the value estimate, unless such <br /> proration or division of interests has been set forth in the report. <br /> •;• Any income and expenses estimated in this report are for the purposes of this analysis only <br /> and should not be considered predictions of future operating results. <br /> • This report is not intended to include an estimate of any personal property contained in or on <br /> the property, unless otherwise state. <br /> • This report is subject to the Code of Professional Ethics of the Appraisal Institute and <br /> complies with the requirements of the State of North Carolina for State Certified General <br /> Appraisers. This report is subject to the certification, definitions, and assumptions and <br /> limiting conditions set forth herein. <br /> • The analyses, opinions and conclusions were developed based on, and this report has been <br /> prepared in conformance with, our interpretation of the guidelines and recommendations set <br /> forth in the Financial Institutions Refoun, Recovery, and Enforcement Act of 1989 (FIRREA). <br /> • This is a Real Property Appraisal Consulting Assignment as identified in Standard 4 of USPAP <br /> and reported following Standard 5 of USPAP. <br />