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15 <br /> OTHER INSURANCE BENEFITS <br /> The County continues to provide term life insurance for all permanent employees at no cost to <br /> the individual employee. MetLife has provided this coverage with no increase in price since <br /> 2007. The monthly rate of $.225 per $1,000 of coverage (up to $50,000) was renewed last year <br /> for a three year term ending December 31, 2014. Employees may purchase group discounted <br /> term life insurance for themselves, spouse/domestic partner and/or children. <br /> Employees may elect additional income protection paid through payroll deductions. Employees <br /> benefit from group purchasing if they wish to purchase whole life insurance, Accident Insurance, <br /> Critical Illness (including cancer), and/or Short Term Disability. In 2011, the County changed its <br /> provider from Colonial Insurance for all products to Mark III recommended providers. <br /> Participants in each of the supplemental benefits is shown below. <br /> Number of Supplemental Benefits Policies <br /> Product Current Carrier 2009 2010 2011 2012 <br /> Short Term Disability AUL (American 62 91 136 199 <br /> United Life) <br /> Critical Illness/Cancer Continental 17 21 92 150 <br /> Insurance American <br /> Life Insurance (Whole Boston Mutual 4 2 53 95 <br /> Life) <br /> Accident Insurance Continental 9 16 45 142 <br /> American <br /> Total Policies 110 141 326 486 <br /> A minor change to Short Term Disability is planned for 2013 that will allow employees to enroll <br /> for the first time with a benefit of $1,000/month (increased from $500 for 2012) of coverage <br /> without an extensive review process. <br /> There are no other changes to these benefits effective January 1, 2013. <br /> A - 13 <br />