Orange County NC Website
COMMERCIAL GENERAL LIABILITY CONDITIONS - If you are a "golfing facility", we will also waive any <br /> Amendments right of recovery we may have against any of your <br /> Knowledge Of Occurrence,Claim, Suit Or Loss members or their guests because of payments we <br /> make for injury or damage arising out of their actions <br /> The requirements for reporting and sending claim or "suit" at your premises to which this Coverage Part applies. <br /> information to us, including provisions related to the However, this provision does not apply to injury or <br /> subsequent investigation of such claims or "suits", under damage that is expected or intended by your member <br /> Duties In The Event Of Occurrence, Offense, Claim Or or their guest. <br /> Suit do not apply until after the "occurrence" or offense is Liberalization <br /> known to: <br /> 1. You, if you are an individual; If we revise this Coverage Part to provide more cov- <br /> erage without additional premium charge, subject to <br /> 2. A partner, if you are a partnership; our filed company rules, your policy will automatically <br /> 3. An "executive officer" or insurance manager, if you are provide the additional coverage as of the day the <br /> a corporation; revision is effective in your state. <br /> 4. Your members, managers or insurance manager, if you DEFINITIONS <br /> are a limited liability company; or Discrimination And Humiliation <br /> 5. Your elected or appointed officials, trustees, board (This provision does not apply in the state of New <br /> members, or your insurance manager if you are an York.) The definition of "personal and advertising <br /> organization other than a partnership, joint venture, or injury" is amended by the addition of the following <br /> limited liability company. offense: <br /> Unintentional Failure To Disclose Hazards Discrimination or humiliation that results in injury to the <br /> The following is added to Representations: feelings or reputation of a natural person, however <br /> However, if you should unintentionally fail to disclose any only if such discrimination or humiliation is: <br /> existing hazards in your representations to us at the 1. Not done intentionally by or at the direction of: <br /> inception date of the policy, or during the policy period in a. The insured; or <br /> connection with any additional hazards, we shall not deny b. Any "executive officer" director, stockholder, <br /> coverage under this Coverage Part based upon such partner, manager or member of the insured; <br /> failure. <br /> and <br /> Waiver Of Transfer Of Rights Of Recovery 2. Not directly or indirectly related to the employ- <br /> We will amend the Transfer Of Rights Of Recovery ment, prospective employment or termination of <br /> Against Others To Us Condition to waive any right of employment of any person or persons by any <br /> recovery we may have against a person or organization insured. <br /> because of payments we make for injury or damage arising 3. Not arising out of any advertisement by the <br /> out of your ongoing operations or"your work" done under a insured. <br /> contract with that person or organization and included in <br /> the"products-completed operations hazard", if: Electronic Data <br /> 1. The waiver of such rights is required in a written con- "Electronic data" means information, facts or programs <br /> tract or written agreement with that person or organiza- stored as or on, created or used on, or transmitted to <br /> tion; or or from computer software (including systems and ap- <br /> 2. Such person or organization is an additional insured on plications software), hard or floppy disks, CD-ROMS, <br /> your policy; or tapes, drives, cell, data processing devices or any <br /> other media which are used with electronically con- <br /> 3. You have assumed the liability of that person or trolled equipment. <br /> organization in that same contract, and it is an "insured For the purpose of the Electronic Data Liability cover- <br /> contract". age provided by this endorsement, the definition of <br /> The section above only applies to that person or organiza- "property damage" in the Definitions section is re- <br /> tion identified above, and only if the injury or damage placed by the following: <br /> occurs subsequent to the execution of the written contract 17. "Property damage" means: <br /> or written agreement. <br /> a. Physical injury to tangible property, including <br /> all resulting loss of use of that property. All <br /> such loss of use shall be deemed to occur at <br /> the time of the physical injury that caused it; <br /> Copyright, 2009 Selective Insurance Company of America.All rights reserved. CG 72 02 01 10 <br /> Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 6 of 7 <br />