Orange County NC Website
Browse       Search
IL 00 1711 98 <br /> COMMON POLICY CONDITIONS <br /> All Coverage Parts included in this policy are subject to the following conditions. <br /> A. Cancellation b. Give reports on the conditions we find; <br /> 1. The first Named Insured shown in the Declara- <br /> tions may cancel this policy by mailing or doily- c. Recommend changes. <br /> ering to us advance written notice of cancella- 2. We are not obligated to make any inspections, <br /> tion. surveys, reports or recommendations and any <br /> 2. We may cancel this policy by mailing or dolly- such actions we do undertake relate only to le- <br /> ering to the first Named Insured written notice surability and the premiums to be charged. We <br /> of cancellation at least: do not make safety inspections. We do not un- <br /> a. 10 days before the effective date of can- dertake to perform the duty of any person or <br /> cellation if we cancel for nonpayment of organization to provide for the health or safety <br /> premium;or of workers or the public.And we do not warrant <br /> b. 30 days before the effective date of <br /> can-that conditions: <br /> cellation if we cancel for any other reason. a. Are safe or healthful;or <br /> 3. We will mail or deliver our notice to the first b. Comply with laws, regulations, codes or <br /> Named Insured's last mailing address known to standards. <br /> us. 3. Paragraphs 1.and 2.of this condition apply not <br /> 4. Notice of cancellation will state the effective only to us, but also to any rating, advisory, rate <br /> date of cancellation. The policy period will end service or similar organization which makes in- <br /> on that date. surance inspections, surveys, reports or rec- <br /> ommendations.If this policy ommendations. <br /> p y e any premium u refund send the first 4, Paragraph 2.of this condition does not apply to <br /> Named Insured any premium refund due. If we pp y <br /> cancel, the refund will be pro rata. If the first any inspections, surveys, reports or recom- <br /> Named Insured cancels, the refund may be mendations we may make relative to certifica- <br /> less than pro rata. The cancellation will be ef- tion, under state or municipal statutes, ordi- <br /> fective even if we have not made or offered a nances or regulations, of boilers, pressure yes- <br /> refund. sets or elevators. <br /> 6. If notice Is mailed,proof of mailing will be suffi- E. Premiums <br /> dent proof of notice. The first Named Insured shown in the Deciara- <br /> B. Changes tions: <br /> This policy contains all the agreements between 1. Is responsible for the payment of all premiums; <br /> you and us concerning the insurance afforded. and <br /> The first Named Insured shown in the Declarations 2. Will be the payee for any return premiums we <br /> is authorized to make changes in the terms of this pay. <br /> policy with our consent. This policy's terms can be F. Transfer Of Your Rights And Duties Under This <br /> amended or waived only by endorsement issued Policy <br /> by us and made a part of this policy. <br /> C. Examination Of Your Books And Records Your rights and duties under this policy may not be <br /> transferred without our written consent except in <br /> We may examine and audit your books and roc- the case of death of an individual named insured. <br /> ords as they relate to this policy at any time during If you die, your rights and duties will be transferred <br /> the policy period and up to three years afterward. to your legal representative but only while acting <br /> D. Inspections And Surveys within the scope of duties as your legal represen- <br /> 1. We have the right to: tative. Until your legal representative is appointed, <br /> a. Make inspections and surveys at any time; anyone having proper temporary custody of your <br /> property will have your rights and duties but only <br /> with respect to that property. <br /> IL 00 1711 98 Copyright, Insurance Services Office, Inc., 1998 Page 1 of 1 0 <br />