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Employee Health Insurance For 2005 <br />September 9, 2004 <br />Current Health Plans <br />1VCRCC Health Insurance Trust <br />^ Blue Cross Blue Care <br />^ Blue Cross Blue (Jptions <br />^ Gigna Healthcare <br />Current Enrollment <br />2005 Rates <br />With New Rates -Cigna Employee Monthly Amount <br />Cigna <br />^ Cigna benefits comparable or in some cases slightly less than Blue Care (and with renewal <br />an increase in non-preferred brand name prescription drug co-pay) <br />^ Cigna provider network largely the same as Blue Care <br />^ Probable impact of rate increase <br />. Makes Cigna na longer affordable for employees <br />Many employees will leave Cigna <br />Sole Provider Option <br />^ Through IVCACC Trust <br />^ Would discontinue Cigna Plan <br />^ Provides an additiona19.5% reduction on employee and County rates -tots! reduction of <br />3.6% <br />Summary <br />^ Cigna no longer affordable <br />