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of the Provider's employees or any other person and to real and personal property <br />including loss of use resulting thereof; <br />iii) Comprehensive Automobile Liability Insurance, including hired and non -owned <br />vehicles, if any, covering personal injury or death, and property damage; and <br />iv) Professional Liability Insurance, covering personal injury, bodily injury and <br />property damage and claims arising out of or related to the performance under this <br />Agreement by the Provider or his agents, Providers and employees. <br />b. Insurance Rating. The minimum insurance rating for any company insuring the Provider <br />shall be Best's A. If the Provider docs not meet the insurance requirements the County's <br />Risk Manager must be consulted prior to finalizing this Agreement. <br />c. Limits of Coverage. Minimum limits of insurance coverage shall be as follows: <br />INSURANCE DESCRIPTION MINIMUM REQUIRED COVERAGE <br />Worker's Compensation Limits for Coverage A - Statutory State of N.C. <br />Coverage B - Employers Liability <br />$500,000 each accident and policy limit and disease each <br />employee <br />Commercial General Liability $1 ,000,000 Each Occurrence; $2,000,000 Aggregate. <br />Automobile Liability Combined Single Limit $500,000 <br />Professional Liability NOTE: Insert coverage limits required by Risk Manager if <br />applicable. <br />d. Additional Insured. All insurance policies (with the exception of Worker's <br />Compensation and Professional Liability) required under this Agreement shall name the <br />County as an additional insured party. Evidence of such insurance shall be furnished to <br />the County, together with evidence that each policy provides the County with not less <br />than thirty (30) days prior written notice of any cancellation, non - renewal or reduction <br />of coverage. <br />8. Indemnity <br />a. The Provider agrees to defend, indemnify and hold harmless the County from all loss, <br />liability, claims or expense, including attorney's fees, arising out of or related to the <br />Project and arising from bodily injury including death or property damage to any person <br />or persons caused in whole or in part by the negligence or misconduct of the Provider <br />except to the extent same are caused by the negligence or willful misconduct of the <br />County. It is the intent of this provision to require the Provider to indemnify the County <br />to the fullest extent permitted under North Carolina law. <br />b. To the extent provided by North Carolina law, CouM agrees to indemnify Provider <br />from and hold it harmless against M and all losses claims, damages, expenses and <br />Revised July2010 6 <br />