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7. Insurance <br />a. General Requirements. The Provider shall purchase and maintain and shall cause each of <br />his subcontractors to purchase and maintain, during the period of performance of this <br />Agreement: <br />i) Worker's Compensation Insurance for protection from claims under workers' or <br />workmen's compensation acts; <br />ii) Comprehensive General Liability Insurance covering claims arising out of or <br />relating to bodily injury, including bodily injury, sickness, disease or death of any <br />of the Provider's employees or any other person and to real and personal property <br />including loss of use resulting thereof; <br />iii) Comprehensive Automobile Liability Insurance, including hired and non-owned <br />vehicles, if any, covering personal injury or death, and property damage; and <br />iv) Professional Liability Insurance, covering personal injury, bodily injury and <br />property damage and claims arising out of or related to the performance under this <br />Agreement by the Provider or his agents, Providers and employees. <br />b. Insurance Rating. The minimum insurance rating for any company insuring the Provider <br />shall be Best's A. If the Provider does not meet the insurance requirements the County's <br />Risk Manager must be consulted prior to finalizing this Agreement. <br />c. Limits of Coverage. Minimum limits of insurance coverage shall be as follows: <br />INSURANCE DESCRIPTION MINIMUM REQUIRED COVERAGE <br />• Worker's Compensation Limits for Coverage A -Statutory State of N.C. <br />Coverage B -Employers Liability <br />$500,000 each accident and policy limit and disease each <br />employee <br />• Commercial General Liability $1,000,000 Each Occurrence; $2,000,000 Aggregate. <br />• Automobile Liability Combined Single Limit $500,000 <br />• Professional Liability NOTE: Insert coverage limits required by Risk Man ger if <br />applicable. <br />d. Additional Insured. All insurance policies (with the exception of Worker's <br />Compensation and Professional Liability) required under this Agreement shall name the <br />County as an additional insured party. Evidence of such insurance shall be furnished to <br />the County, together with evidence that each policy provides the County with not less <br />than thirty (30) days prior written notice of any cancellation, non-renewal or reduction <br />of coverage. <br />Revised July 2010 5 <br />