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7 <br />again review self-funding for 2013 as a method of reducing and controlling costs. If and when a <br />self-funded plan is implemented, aCounty-operated employee clinic would potentially offer <br />increased- cost reductions and productivity. With an employee clinic offering a no-cost option to <br />employees for minor illnesses, on the job injuries, -and preventive care, employees could save <br />time, and both the County and employees could reduce health care expenses. After a new <br />Health Director is hired, discussions about the feasibility and development of an employee clinic <br />will be initiated by Human Resources staff. <br />Comparison of -Plan Designs <br />The charts below summarize the differences among the three plan design options. <br />CURRENT TRADITIONAL PLANS <br /> PPO HMO <br /> ln-Network In-Network Onl <br />Primary Care <br />Ph sician Visits <br />$15_ <br />~ $15 <br />Specialist -Physician <br />Visits <br />$30 <br />$30 <br />Preventive Care - 100% 100% <br />Deductible $250 $250 <br />Deductible -Family <br />-Maximum <br />_ $750 <br />$750 <br />Coinsurance Limit $1,000 $0 <br />Coinsurance !~imit - <br />Famil Max <br />$3,000 <br />$0 <br />In-patient Hospital <br />Services <br />90% after Ded. <br />100% after Ded. <br />Out-patient Hospital <br />Services <br />90% after Ded. <br />100% after Ded. <br />Emer enc Room $150 $150 <br />Pharmac $8/$25/$45 -$8/$25/$45 <br />Lifetime Maximum Unlimited Unlimited <br />A-5 <br />