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23 <br />OTHER Ii~ISUftANCE BENEFITS <br />The County continues to provide term life insurance for all .permanent employees at no cost to <br />the individual employee. MetLife has provided this coverage witfi no increase. in price since <br />2007. The monthly rate of $.225 per $1,000 of coverage (up to $50;000) was r-enewed last year <br />for a tfiree year term ending December 31, 2013: Employees may purchase -group discounted <br />term life insurance for themselves, spouse/domestic partner and/or children. <br />Employees may elect additional income .protection paid through payroll deductions. They <br />benefit from group purchasing if they wis-h to purchase whole life insurance, Accident Insurance, <br />Critical Illness (including cancer), and/or Short Term Disability. <br />Prior to 2011, Orange County offered a-variety of insurance-, including Short Term Disability and <br />Accident insurance through an informal agr-cement with Colonial Life Insurance. In 201'!, the <br />County ended that relationship and several different vend-ors were selected to provide <br />supplemental benefits. <br />-During Open Enrollment in -Fall 2010, the County-offered employees "guaranteed issue" for <br />each benefit, regardless of pre-existing conditions-. This, in combination with the face to face <br />meetings employees had with non-commissioned enrollers, more than doubled the number of <br />policies issued. <br />Number of Supplemental Benefits F~olicies <br />Product Current Carrier 2009 2010 2011 <br />.Short T-erm Disability AUL (American 62 91 136 <br /> United Life <br />Criticallllness/Cancer Continental 17 21 92 <br />Insurance American <br />Life Insurance Boston -Mutual 4 2 53 <br />Whole Life <br />Accident Insurance Continental 9 16 45 <br /> American <br />Total Policies 110 141 326 <br />These same benefits will be offered to employees during Open Enrollment in Fall 2011, <br />however, without guaranteed issue. <br />A-21 <br />