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4 <br />Phone 919-643-1000 <br />FIRST NATIONAL Fax 919-G43-1010 <br />www.MyYesBank.com <br />First National Bank & Trust Company <br />P. O. Box 1239, Hillsborough, NC 27278 <br />102 Millstone Drive, Hillsborough, NC 27278 <br />May 5, 2006 <br />O. E. Enterprises, Inc. <br />348 Elizabeth Brady Road <br />Hillsborough, NC 27278 <br />Dear Kathy Bryan: <br />Please allow me to again express our eagerness to provide O.E. Enterprises, Inc. with the <br />financing alluded to in our commitment letter. The requirements that Orange County <br />consent to this indebtedness and grant priority to our proposed Deed of Trust which <br />would secure said loan can be accomplished by written acknowledgement by the County <br />Commissioners or their representatives. The same is true of the requirement that Orange <br />County waive any rights to pursue a remedy for covenant violations. <br />Thank you for your continued patience and for the opportunity to be a financial partner. <br />Sincerely, <br />eith Epstein <br />Vice President <br />Cc: Geoffrey Gledhill; Dianne Reid <br />An FNB Corp. Company • NASDAQ• FNBN YeS ~®ZL CdYI. ® ~eS ZUe CdYl. ~ <br />