Agenda - 09-01-1998 - 9d - Laserfiche WebLink

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z The Blue Cross Preferred Provider Plan is a ype of traditional heakh insurence plan. TM1e Blue Cross Personal Care Plan and Healthsource are health maintenance organizations (HMOs). 1888 Rates The NCACC Health Insurance Tmat and HealMSOUrce have provketl renewal reh quotations effective January 1, 1999 for the currern health plans as follows: Plan Rate Increase Blue Cross Prehrretl Provider Plan 24.0 Blue Cross Personal Care Plan 10.7 % Healthsource Plan 13.0 Two Blue Croav Raba Venue Single Rob In the pest, the NCACC Trust has quoted a single or so called July blended rate for the Blue Crosa plane. This means the premiums for the Blue Cross Preferred Provider Plan and the Blue Crosa Personal Care Plan are the same. For 1899, the Trust has not quoted a fuly bleMed rate because of the Couny's signi9candy hgher claims experience for the Preferted Provider Plan. Instead of the sirgh Blue Crosa reh, the Trust hea quoted Nro partially bonded retes for the plans. This means Mat each of the lwa plena has a tliRarent rah. The County hoc retaiired the Blue Crosa Prefertetl Provider Plan beceuse k provides the option for the employee to choose out of network providers. In terms of retiree heats Insurence, Me Preterted Provider Plan abc provides the option for out of area heakh insurence ceverege in Me case where Me retiree is not lacatetl in an area cevered by the HMO plane. County ConWbutlonfor Employee HwIM Insurance In the past the County' has esbDliahed its mntdDUtion for employee heakh insurence as Me: o full ces[for individual employee ceverege and 0 40 percent of the cost of dependent coverege based on [he Blue Crosa rate. The County then has applied the dotter amount of the dependent contribution celculatetl based on [he Blue Crosa rete to the Healthsource plan.