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Limits of coverage are not to be amended by deductible clauses of any nature without the <br />express written consent of the CMAR. The Contractor shat! be soleljr responsible for any <br />deductible assumptions that may exist in any insurance policies required under this <br />Agreement. In addition, the Contractor shalt be responsible and shall not be reimbursed for <br />any fosses arising from any risk or exposure not insured as required herein, or not covered <br />as a result of a normal policy exclusion or that falls within the self insured retention, tf <br />Contractor is self insured. <br />The Contractor's insurance shall apply separately to each insured against whom claim is <br />made or suit is brought, except with respect to the limits of the insurer's I'sability. <br />The claim provisions in the Contractor's insurance policies must specifically state the <br />insurance company or Contractor's third party administrator, if self insured, has bath the <br />right and duty to adjust a claim and provide defense. <br />The policies shalt not contain any provision or definition which would serve to exclude or <br />eliminate from coverage third party claims, including exclusions of claims for bodily or other <br />injury to shareholders, partners, officers, directors, or employees of the insured, the <br />premises owner, real estate manager. or the Insured's Subcontractor, or any family relative <br />of such persons. <br />If the policies contain any warranty stating that coverage is null and void (or words to that <br />effect) if the Contractor does not comply with the most stringent regulations governing the <br />Work, it shalt be modified so that coverage shall be afforded in all cases except for the <br />Contractor's wi8ful or intentional noncompliance with applicable government regulations. <br />Any failure by any person to comply with reporting or other provisions of the policy <br />including breach of warranties, shalt not affect coverage provided to-the CMAR and the <br />Owner and their respective representatives, officials, and employees. <br />The insolvency or bankruptcy of the Insured or of the lnsured's estate shall not relieve the <br />insurance companies of their obligations under these policies. Any clauses to the contrary <br />are unacceptable and must be stricken. <br />Failure to comply with these requirements shall be a material hreach of this Agreement <br />justifying termination for default. <br />5.1.1 Worker's Compensation and Employers` Liability Insurance <br />The Contractor and its Subcontractors shall procure and maintain Workers' Compensation <br />lnsurance In the amount and type required by the State of North Carolina and federal law <br />far atl employees employed under the Agreement who may come within the protection of <br />Workers' Compensation Laws and covering alt operations under the Agreement whether <br />perfamled by the Contractor or by its Subcontractors. In jurisdictions not providing <br />complete Workers' Compensation protection, the Contractor and its Subcontractors shall <br />maintain employers' liability 'lnsurance in an amount, form, company, and agency <br />satisfactory to the State of North Carolina and the CMAR for the benefit of all employees <br />not protected by Workers' Compensation Laws and covering all operations under the <br />Agreement whether performed by the Contractor or by its Subcontractors. <br />The Contractor shall pay such assessments as wilt protect the Contractor and the CMAR <br />from claims under the Workers' Compensation Laws, workers' or workmen's compensation <br />disability bane its, and other similar employee benefit acts. The current Experience <br />Modification Factor shaft be indicated on the Certificate of lnsurance. <br />GENERAL CONDITIONS FOR CP.^, AT RISK PROJECT 10 of 42 JUNE 2007 EDlT10N <br />