Agenda - 01-20-2000 - 9h - Laserfiche WebLink

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County. Summary Indicators of Pertormance in Serving Minority and Low-Income Households HMDA Mortgage Applications, Denials, and Amount Loaned by Race and Income in 1997 County: Orange Applied Denied Ratio of Totai Amount Number Percent' • Number .Percent Black to White Loaned (51000s) Total Number of Loans: Percent Portfolio Beiow 80% Median: B{ack 257 5.4°~ 126 29.8°k 2.31 $ 3,996 97 3.1°~ White: 855 23.7°k 208 15.8% $ 33,366 855 15.0% Total: 1,202 353 $ 39,975 1202 18.8% 80 to 120°h Median: Black 71 1.9% 20 20.7°~ 2.24 $ 3,058 41 1.9°k White: 527 17.6% 47 9.9% $ 43,883. 428 15.9% Total: 673 79 $ 51,820 515 19.3% Above 120% Median: Black 41 1.0°~ 6 16.8% 5.62 $ 4,328 33 1.7°~ White: 1,039 38.7% 33 7.3°r6 $ 171,658 940 53.0% Total: 1,200 53 $ 191,785 1057 59.6°~ Total: .Black 370 8.4% 153 23.0% 3.38 $ 11,382 171 5.1% White: 2,456 81.4% 288 10.3°k $ 253,090 1922 85.2% Total: 3,154 489 $ 292,565 2298 Market Share Ratio. of Average Average Smallest Percentage by Race White to Income of Loan Size. Loan Made Loans That Are . (Number of Black Market Applk:ar-ts (51000s) (a1000s) FHAlVAlFMHA Black 3.6% $270. $79 $1 13.6°~ White: 4.3% 1.80 $92 $131 $2 4.0% Total: 4.1% $98 $129 $1 4.3% HMDA Indicators of Pertorrnance to Low-Income and Minority Census Tracts Market Share by Minority Ratio of High-Minority to Population of Census Trail Low-Minority Census Trails Greater than 50% 4.5% 0.69 Less than 50% 4.0% .: ,. Market Share by Income Ratio of High-Income to Lsve! of Census Tract Low-income Census Tract Below 100% Median: 3.9°!0 1.40 Above 100% Median: 4.2% *Note: Porrentages are the unwieighted average scores for all institutions In the county. Prepared by the Community Reinvestment Assocatlon of North Carolina Run Date; 7!16/99