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.MSA Summary Indicators of Performance in Serving Minority and Low-Income Households HMDA Mortgage Applications, Denials, and Amount Loaned by Race and Income in 1997 MSA Name: Raleigh-Durham, NC MSA MSA Number. 6640 Ratio of Total Amount Applied Denied Blade to Loaned Total Number Percent Number Percent Number Percent White (51000s) of Loans: Portfolio Below 80% Median: Black 7,968 9.6% 3,900 25.0% 1.92 $ 171,851 2780 7.5% White: 16,226 19.9% 4,651 16.0% $ 649,386 16226 16.6% Total: 29,644 0,744 $ 919,672 29644 28.4% 80 to 120% Median: Bieck 2,445 3.7% 700 21.2% 2.31. $ 117,126 1299 4.7% White: 0,959 16.8% 1,170 11.2% $ 879,262 8498 19.1% Total: 6,608 2,771 $ 1,116,187 11110 27.1 °k Above 120% Median: Black 1,302 2.3% 248 19.2% 2.76 $ 102,494 826 3.7% White: 13,727 21.8% 804 .10.6% $ 1,846,266 11702 34.2% Total: 18,015 1,660 $ 2,172,900 14126 42.5% Total: Black 11,996 16.6°k 4,882 22.0°k 3.09 $ 409,066- 5084 14.3% White: 42,019 61.7% 6,702 12.9% $ 3,475,458 30198 69.4% Total: 66,466 15,483 $ 4,376,558 40199 Market Share Ratio of Average Average Smallest Percentage by Race White to Income of -Loan Size Loan Made Loans That Aro (Number of Black Market Applicants (51000s) (51000s) FHAIVAIFMHA Black 0.6% $55 $85 $1 23.9% White: 0.6% 1.92 $66 $104. $1 13.9% Total: 0.6% $64 $99 $1 14.7% HMDA Indicators of Performance to Low-Income and Minority Census Tracts Market Share by Minority Ratfo of High-Minority to Population of Census Trail Low-Minority Census Trails Greater than 50% 0.6°~ 1.76 Less than 50% 0.6°k Market Share by In~me Ratio of High-Income to Level of Census Tred Low-Income Census Trails Below 100% Median: 0.6% 1.27 Above 100°~ Median: 0.6% 'Note: Percentages are the trnweighted ave-age scores for aq instituBons in the city. -..L1. Prepared by the Community Reinvestment Assocation of North Carolina Run Date: 7!16/99