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20 <br /> <br />1 Employee Paid County Benefits <br />2 .Disability Insurance (Colonial/Occidental) <br />3 .Optional Life Insurance (MetLife) <br />4 .457 Supplemental Retirement (Nationwide) <br />5 <br />6 <br />7 <br />8 Health Care Plan <br />9 Vendor: NCACC/CIGNA <br />10 Type of Plan: Two Fully Insured Plans <br />11 .HMO In-Network Plan <br />12 ^100% coinsurance after deductible of $250 <br />13 ^Physician/Specialists $15/$30, ER $150 <br />14 ^Pharmacy $5/$15/$30 <br />15 ^PPO In and Out of Network Plan <br />16 ^90% coinsurance after $250 deductible <br />17 ^Physician/Specialists $15/$30, ER $150 <br />18 ^Pharmacy $5/$15/$30 <br />19 <br />20 Dental Plan <br />21 Vendor: Delta Dental <br />22 Type of Plan: Self Insured <br />23 <br />24 Monthly Premiums: County Employee <br />25 (No Change in 2010) Single $18.50 $00.00 <br />26 Emp/Spouse $18.50 $35.18 <br />27 Emp/Child/ren $18.50 $41.94 <br />28 Family $18.50 $60.08 <br />29 2009 Enhancements: <br />30 .Adjusted Table of Allowances increased maximum amount for diagnostic & maintenance <br />31 services <br />32 .Decreased County contribution for employee premiums covers administrative fee increase and <br />33 maintains healthy fund balance (approved in FY 2009-10 Budget) <br />34 <br />35 2010 Recommendation <br />36 .Adjust Table of Allowances to increase maximum payable amount for basic restorative <br />37 services <br />38 Group Life <br />39 <br />40 Vendor: MetLife <br />41 Type of Plan: Basic Term w/AD8~D <br />42 <br />43 .Cost: 22.5 cents per $1,000 coverage (to $50,000 annual salary) <br />44 .Employee may purchase additional coverage at age-based rates <br />45 <br />46 No Change to current benefits <br />47 Flexible Compensation Plan <br />48 Vendor: Tucker Administrators <br />49 Type of Plan: Tax Sheltering Premiums and Spending Accts <br />50 (Medical -max $3,000, Dependent -max $5,000) <br />