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Item III <br />housing issues in order to collaborate, improve <br />program effectiveness, and expand outreach to <br />those in need of affordable housing in our <br />community. <br />Community Home Trust (formerly <br />Partner on Affordable Housing Alliance, which <br />Orange Community Housing and <br />brings together agencies who work on affordable <br />Land Trust) <br />housing issues in order to collaborate, improve <br />program effectiveness, and expand outreach to <br />those in need of affordable housing in our <br />community. <br />H.R. Consulting <br />Provided budgeting and recordkeeping books for <br />the weekly budgeting class and has given <br />presentations at our first -time homebuyer <br />workshops. <br />Insurance and Financial Institutions <br />RBC Centura, BB &T, Harrington Bank, SunTrust <br />Bank, UBS Securities, Merrill Lynch, and John <br />Sipp and Associates have conducted financial <br />literacy workshops and/or given presentations at <br />our first -time homebu er workshops. <br />Other <br />Workshop Presenters: Fonville Morrissy, FM <br />Lending, Carefree Home Inspections, Beemer, <br />Hadler, Colburn & Willett, P.A. (law firm), <br />Linnie Causey, Attorney at Law, Suzanne <br />Benoche, Attorney at Law and Fiscal Progress. <br />