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21 <br />Table 10 - Present Value Factors <br />Discount Rate <br />5 Percent 5.5 Percent 6 Percent <br />7 Percent <br />Years <br />0.05 <br />0.055 <br />0.06 <br />0.07 <br />1 <br />0.95238 <br />0.94787 <br />0.94340 <br />0.93458 <br />2 <br />1.85941 <br />1.84632 <br />1.83339 <br />1.80802 <br />3 <br />2.72325 <br />2.69793 <br />2.67301 <br />2.62432 <br />4 <br />3.54595 <br />3.50515 <br />3.46511 <br />3.38721 <br />5 <br />4.32948 <br />4.27028 <br />4.21236 <br />4.10020 <br />6 <br />5.07569 <br />4.99553 <br />4.91732 <br />4.76654 <br />7 <br />5.78637 <br />5.68297 <br />5.58238 <br />5.38929 <br />8 <br />6.46321 <br />6.33457 <br />6.20979 <br />5.97130 <br />9 <br />7.10782 <br />6.95220 <br />6.80169 <br />6.51523 <br />10 <br />7.72173 <br />7.53763 <br />7.36009 <br />7.02358 <br />11 <br />8.30641 <br />8.09254 <br />7.88687 <br />7.49867 <br />12 <br />8.86325 <br />8.61852 <br />8.38384 <br />7.94269 <br />13 <br />9.39357 <br />9.11708 <br />8.85268 <br />8.35765 <br />14 <br />9.89864 <br />9.58965 <br />9.29498 <br />8.74547 <br />15 <br />10.37966 <br />10.03758 <br />9.71225 <br />9.10791 <br />16 <br />10.83777 <br />10.46216 <br />10.10590 <br />9.44665 <br />17 <br />11.27407 <br />10.86461 <br />10.47726 <br />9.76322 <br />18 <br />11.68959 <br />11.24607 <br />10.82760 <br />10.05909 <br />19 <br />12.08532 <br />11.60765 <br />11.15812 <br />10.33560 <br />20 <br />12.46221 <br />11.95038 <br />11.46992 <br />10.59401 <br />21 <br />12.82115 <br />12.27524 <br />11.76408 <br />10.83553 <br />22 <br />13.16300 <br />12.58317 <br />12.04158 <br />11.06124 <br />23 <br />13.48857 <br />12.87504 <br />12.30338 <br />11.27219 <br />24 <br />13.79864 <br />13.15170 <br />12.55036 <br />11.46933 <br />25 <br />14.09394 <br />13.41393 <br />12.78336 <br />11.65358 <br />